Planning to invest in an SBI PPF account? Our SBI PPF Calculator helps you calculate your maturity amount, total interest earned, and total investment. With simple inputs like annual deposit and interest rate, you can see how your money grows over time.

What is an SBI PPF Calculator?

The SBI PPF Calculator is an online tool that helps you estimate the future value of your PPF investments in an SBI Public Provident Fund (PPF) account. It considers factors like:

• Investment tenure (up to 15 years, extendable in blocks of 5 years)
• Annual deposit amount (minimum ₹500 and maximum ₹1.5 lakh per year)
• Applicable interest rate (currently around 7-8%, as announced quarterly)

This calculator gives you a clear understanding of your returns, interest earned, and final maturity amount.

How Does Our SBI PPF Calculator Work?

Using our calculator is simple. Just follow these steps:

1. Enter the annual deposit you plan to invest each year.
2. set the interest rate (this is updated as per government notifications).
3. Click Calculate to see:
   • Total investment made
   • Total interest earned
   • Final maturity amount

The results are displayed in a clear table format, along with an interactive graph showing the growth of your investment over time.

Features of SBI PPF Calculator

• Customizable Inputs: Enter annual deposit and interest rate.
• Instant Results: Get immediate calculations of your total investment, interest earned, and final maturity.
• Interactive Table: Year-by-year breakdown of your investment, interest, and total balance.
• Donut Chart Visualization: View the proportion of your investment vs. interest in a clear chart.

Benefits of Using an SBI PPF Calculator

• Accurate Projections: Estimate your future returns for better financial planning.
• Customizable Calculations: Change the investment amount or interest rate to see how it affects returns.
• Save Time: No manual calculations required — instant results with just a click.
• Year-wise Breakdown: See how much interest you earn every year and how it grows.

How to Use the SBI PPF Calculator?

• Enter Annual Investment: This is the amount you plan to deposit each year.
• Set the Interest Rate: The PPF interest rate changes quarterly, so update it accordingly.
• View Yearly Breakdown: See how your money grows each year with interest added.
• Check Final Maturity: See your final PPF maturity amount after 15 years or any extended period.

SBI PPF Calculator Example

Let’s say you deposit ₹50,000 every year for 15 years at an interest rate of 7.1%.

• Total Investment: ₹7,50,000

• Total Interest Earned: ₹4,79,700 (approx.)

• Maturity Amount: ₹12,29,700

You can customize this calculation by entering different amounts in the SBI PPF Calculator above.

Why Choose SBI PPF Over Other Investments?

• Risk-Free Returns: Backed by the Government of India.
• Tax Benefits: Get tax deductions under Section 80C.
• Secure Investment: Low-risk investment with guaranteed returns.

Start Calculating Now!

Use our SBI PPF Calculator to see how your small annual savings can grow into a large corpus. Calculate your returns, adjust your investment plan, and secure your future.

Frequently Asked Questions (FAQs):

1. What is the current SBI PPF interest rate?

The interest rate on SBI PPF accounts is revised quarterly by the Government of India. As of now, it is around 7.1% per annum. Check the latest interest rate before using the calculator.

2. Can I withdraw money before maturity?

Yes, partial withdrawals are allowed after 5 years. However, it is subject to certain rules and limits.

3. How is the interest calculated in PPF?

PPF interest is compounded annually but calculated monthly on the lowest balance between the 5th and last day of the month.

4. How much can I invest in an SBI PPF account?

You can invest a minimum of ₹500 and a maximum of ₹1.5 lakh in a financial year. Contributions can be made in lump sums or in installments.

5. Can I extend the PPF account after 15 years?

Yes, you can extend it in 5-year blocks, with or without further contributions.